Which bank will open an account for you?

The usual catch: the commune wants a bank account for some formalities, and the bank wants a Belgian address or residence card. This tool reads what each bank publishes about opening an account and tells you where you stand. Checked 2026-11-02.

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  • KBC Brussels · Conditions not fully published: ask the bank

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    • ? Foreign passport: not published
    • ✓ Belgian ID or residence card: At branch on arrival (source)
    • ✓ Belgian address: Not needed to apply: 'even if you don't have ... a permanent address in Belgium' (source)

  • ING Belgium · Conditions not fully published: ask the bank

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    • ✓ Foreign passport: Yes (source)
    • ? Belgian ID or residence card: not published
    • ✓ Belgian address: Not at opening; Belgian address and national registration number within 90 days or account closed (source)

  • BNP Paribas Fortis · Conditions not fully published: ask the bank

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    • ? Foreign passport: not published
    • ? Belgian ID or residence card: not published
    • ? Belgian address: not published

  • Belfius · Conditions not fully published: ask the bank

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    • ? Foreign passport: not published
    • ? Belgian ID or residence card: not published
    • ? Belgian address: not published

  • Argenta · Conditions not fully published: ask the bank

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    • ? Foreign passport: not published
    • ? Belgian ID or residence card: not published
    • ? Belgian address: not published

  • Crelan · Conditions not fully published: ask the bank

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    • ? Foreign passport: not published
    • ? Belgian ID or residence card: not published
    • ? Belgian address: not published

  • Revolut · Conditions not fully published: ask the bank

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    • ? Foreign passport: not published
    • ? Belgian ID or residence card: not published
    • ? Belgian address: not published

  • bunq · Conditions not fully published: ask the bank

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    • ? Foreign passport: not published
    • ? Belgian ID or residence card: not published
    • ? Belgian address: not published

  • Wise · Conditions not fully published: ask the bank

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    • ✓ Foreign passport: Yes (source)
    • ? Belgian ID or residence card: not published
    • ? Belgian address: not published

  • Vivid Money · Conditions not fully published: ask the bank

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    • ? Foreign passport: not published
    • ? Belgian ID or residence card: not published
    • ? Belgian address: not published

  • Trade Republic · Conditions not fully published: ask the bank

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    • ? Foreign passport: not published
    • ? Belgian ID or residence card: not published
    • ? Belgian address: not published

  • Beobank · Not possible in your situation, per the bank

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    • ? Foreign passport: not published
    • ✗ Belgian ID or residence card: Yes for online Compte GO (Belgian eID) (source)
    • ? Belgian address: not published

  • Keytrade Bank · Not possible in your situation, per the bank

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    • ✓ Foreign passport: Yes, for non-Belgian residents (source)
    • ✓ Belgian ID or residence card: No (passport accepted) (source)
    • ✗ Belgian address: Residence or tax residence or citizenship (source)

  • Hello bank! · Not possible in your situation, per the bank

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    • ✓ Nationality: No US nationals (source)
    • ✗ Foreign passport: No, Belgian identity card required (source)
    • ✗ Belgian ID or residence card: Yes (Belgian identity card) (source)
    • ✗ Belgian address: Main residence in Belgium (source)

  • N26 · Not possible in your situation, per the bank

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    • ? Foreign passport: not published
    • ? Belgian ID or residence card: not published
    • ✗ Belgian address: Valid address in Belgium (source)

If every bank says no: the basic banking service

Any person legally residing in an EU member state is entitled to at least one payment account under the basic banking service. Source: Wikifin (FSMA), checked 2026-11-02.

Banks we could not check

Some bank websites did not respond or refused automated reading when we checked. Their conditions show as "not published" above until we verify them.