Moving to Belgium, without the guesswork

Free tools

• Belgian salary calculator (gross to net, 2026)

  Social security at 13.07%, work bonus and withholding tax from the official 2026 scale.

• Bank finder for newcomers

  Which banks open an account with your passport, your residence status and your address situation.

• Is it regulated?

  Search the official FSMA, NBB and EBA registers and the FSMA warning list in one box.

• Commune finder

  Local income tax rate, population and international residents for each Belgian commune.

Guides by topic

• Moving to BelgiumShipping your belongings, customs rules for household goods, and the first weeks after you land.
• Residence & VisasResidence permits, single permits, EU registration and the documents that need sworn translations.
• Commune RegistrationRegistering at your commune, the police address check, and what every one of the 565 communes charges in local tax.
• Working in BelgiumEmployment contracts, self-employed status and the social insurance funds you must join.
• Salary & TaxesGross to net, withholding tax, the yearly tax return and the help available to file it.
• HousingRenting, rental guarantees, furnished flats and what the regional rental laws say.
• Healthcare & MutualitiesJoining a mutuality, hospitalisation cover and private health insurance before you are in the system.
• BankingOpening a Belgian account, neobanks with a BE IBAN, cards, transfers, savings, investing and mortgages.
• InsuranceCar, home, family liability and legal insurance, with the rules that make some of them compulsory.
• EnergyChoosing a gas and electricity supplier with the official regional comparators, and moving meters.
• Internet & MobileMobile plans, home internet by region and SIM cards you can get before you have a Belgian ID.
• Driving & CarsForeign licences, car sharing and getting around without owning a car.
• Family & ChildcareSchools, international schools and the European Schools admission system.
• Learning LanguagesFrench and Dutch courses, from the free official ones to private schools and apps.
• Daily LifeTravel insurance, everyday admin and the small things nobody tells you.
• Leaving BelgiumDeregistering, closing contracts and taking your pension rights with you.

Latest comparisons

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• Best hospitalisation insurance in Belgium (2026)