Helan (Hospitalia)
Legal entity: MLOZ Insurance, société mutualiste d'assurances (sold by Helan Onafhankelijk Ziekenfonds)
Checked 2 November 2026In 2 guidesOCM/CDZ (Office de contrôle des mutualités)
best score, Healthcare & Mutualities
Where it appears
- Best hospitalisation insurance in Belgium (2026)
Rank 2 of 7 rated · Healthcare & Mutualities
Best for: Expats in Flanders or Brussels who want to read their hospital cover in English.
- Best mutuality (health insurance fund) for expats in Belgium (2026)
Our pickRank 1 of 7 rated · Healthcare & Mutualities
Best for: Expats in Flanders (and Brussels) who want a cheap, online-first fund.
What works
- Complete English product pages(Best hospitalisation insurance in Belgium (2026))
- No annual ceiling on Plus(Best hospitalisation insurance in Belgium (2026))
- Home-help assistance included(Best hospitalisation insurance in Belgium (2026))
- Low contribution(Best mutuality (health insurance fund) for expats in Belgium (2026))
- Fast online joining(Best mutuality (health insurance fund) for expats in Belgium (2026))
- English website(Best mutuality (health insurance fund) for expats in Belgium (2026))
Watch out
- Membership of Helan required(Best hospitalisation insurance in Belgium (2026))
- Current price not confirmed in English(Best hospitalisation insurance in Belgium (2026))
- Medical questionnaire(Best hospitalisation insurance in Belgium (2026))
- Flemish care contribution extra in Flanders(Best mutuality (health insurance fund) for expats in Belgium (2026))
- English support not confirmed(Best mutuality (health insurance fund) for expats in Belgium (2026))