Partenamut (Hospitalia)
Legal entity: MLOZ Insurance, société mutualiste d'assurances (Partenamut acts as insurance agent, OCM 5003c)
Checked 2 November 2026In 2 guidesOCM/CDZ (Office de contrôle des mutualités)
best score, Healthcare & Mutualities
Where it appears
- Best hospitalisation insurance in Belgium (2026)
Our pickRank 1 of 7 rated · Healthcare & Mutualities
Best for: Expats in Brussels or Wallonia who want English help and a mid-priced single-room plan.
- Best mutuality (health insurance fund) for expats in Belgium (2026)
Rank 2 of 7 rated · Healthcare & Mutualities
Best for: Newcomers in Brussels or Wallonia who want English help from day one.
What works
- Published tariff(Best hospitalisation insurance in Belgium (2026))
- English-speaking expat service(Best hospitalisation insurance in Belgium (2026))
- Fees covered up to 300% (Plus)(Best hospitalisation insurance in Belgium (2026))
- English-speaking expat desk(Best mutuality (health insurance fund) for expats in Belgium (2026))
- Registration before arrival(Best mutuality (health insurance fund) for expats in Belgium (2026))
- Dependants free(Best mutuality (health insurance fund) for expats in Belgium (2026))
Watch out
- Membership of Partenamut required(Best hospitalisation insurance in Belgium (2026))
- No single-room refund for pre-existing conditions(Best hospitalisation insurance in Belgium (2026))
- €150 yearly deductible in some hospitals (Plus)(Best hospitalisation insurance in Belgium (2026))
- Higher contribution than Helan(Best mutuality (health insurance fund) for expats in Belgium (2026))
- Contracts in French(Best mutuality (health insurance fund) for expats in Belgium (2026))